Shop off-exchange through a broker, compare small-group plans with carriers, or...
https://www.insert-bookmark.win/small-businesses-can-shop-off-exchange-through-a-broker-compare-small-group
Shop off-exchange through a broker, compare small-group plans with carriers, or use an HRA to reimburse individual coverage. Before comparing prices, check whether employees’ doctors and preferred hospitals are in each plan’s network.