pensions outside estate 2

https://blast-wiki.win/index.php/Retirement_planning_and_tax:_what_the_April_2027_pension_changes_mean_for_your_family

Thinking about pensions outside estate always trips people up. You'd assume your retirement pot just flows into your will like everything else, but it doesn't always. Those accounts have their own beneficiary forms, and if you forget to update them after a divorce or a new kid, the money goes to whoever you named years ago, not your estate plan. It's a quiet little trap that can undo all your careful planning.