Inheriting a Rolex or other fine watch comes with questions about its insurance...

https://www.apu-bookmarks.win/when-you-inherit-a-watch-like-a-rolex-figuring-out-its-insurance-value-versus

Inheriting a Rolex or other fine watch comes with questions about its insurance value and resale value. Deciding whether to sell or use it as collateral for a loan depends on your financial needs and market demand