Do you mean "r" as in rates, refinance, rejection, risk assessment, regulators, or something else?

https://blast-wiki.win/index.php/Why_land_ownership_matters_more_than_you_think_for_development_loan_approval

Do you mean "r" as in rates, refinance, rejection, risk assessment, regulators, or something else? A quick list of likely interpretations I can write a full comparative article about:- Interest rates and pricing for development loans-