adviceonly financial planning 4

https://thestevenfoxcfphouse.brightpathdigest.com/posts/why-steven-fox-cfp-made-the-move-to-adviceonly-and-what-it-means-for-advisors

Adviceonly financial planning means paying a flat fee or hourly rate for unbiased guidance, without the advisor selling products or earning commissions. It’s like hiring a coach who helps you map out your goals, budget, and investments based solely on your needs—no hidden agendas. This model suits people who want a clear, conflict-free strategy for their money, not a sales pitch.